Journal of International Business and Management (JIBM)

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Volume 5 | Issue 1 | 2022

Title: The Fintech Sensation – What is it about?

Author(S): Johannes Treu

Corresponding Author Affiliation*:  IU – International University of Applied Sciences, Germany


The years following the 2008 financial crisis have been characterized by the emergence of new financial service providers, called fintech. The term is defined and understood differently in the literature. There is an agreement that fintech is composed of the words “financial” and “technology”. Regarding the different views and definitions, there is great heterogeneity in the literature and this article tries to systematize them. Furthermore, different justifications for its existence are examined and a proposal for categorization is made. Argumentatively, various opportunities and risks are highlighted that arise in connection with Fintech. Finally, various ideas and starting points for further research are derived from the arguments.

Keywords: Fintech, Tech innovation, Financial technology



Print ISSN: 2616-5163 Online ISSN: 2616-4655

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